Why was a betterment amount deducted from the total cost of my claim? Updated June 07, 2022 17:15 The purpose of an automobile insurance policy in the event of a covered loss is to put the owner, and thus their property, back into the same position they were in before the loss occurred, not better and not worse. Automobile insurance policies are set up to cover the actual cash value of a vehicle and its parts when covered damages occur, whether it has to be repaired or replaced, and whichever is the lesser of the two, in order to put them back in the same position they were in prior to the loss. When submitting an insurance claim with RVezy, the owner may be expected to pay a betterment charge if the repairs required to be performed on the RV will put it in a better condition than it was before the damages occurred. The owner will be notified about any betterment fees before the repairs are authorized.