If damage occurs during your RV rental, an insurance claim may be opened by the host. While guests cannot open insurance claims themselves, it’s helpful to understand how the process works and what to expect if a claim involves your booking. This guide explains your role, how charges are handled, and how claims are reviewed.
Who can open an insurance claim
Insurance claims are opened by the host, not the guest. If the host reports damage related to your trip, they may submit a claim through RVezy’s insurance provider for review.
You do not need to take action to open a claim, but you may be contacted if additional information is required.
What happens when a claim is opened
When a host opens an insurance claim, the process begins with a review of the reported damage. At this stage:
- Your security deposit authorization is captured
- The claim is reviewed by a claims advisor
- Additional details, photos, or documentation may be requested
The purpose of this review is to determine whether the damage is eligible for coverage.
How the deductible is handled
If a claim is approved and a deductible applies, charges are handled in two parts:
- First, your security deposit is applied toward the deductible
- If the security deposit does not cover the full deductible, the remaining amount may be charged after the claims advisor completes their review
Any charges are based on the deductible associated with the protection plan selected for your booking.
Communicating during the claim process
If a claim is opened on your booking, you will be contacted for clarification or additional information. Responding promptly can help move the review process forward.
If you have questions about how a claim affects your booking, you can reach out to RVezy’s support team for general guidance.
Understanding how the insurance claim process works helps set clear expectations if damage occurs during your trip. While claims can feel stressful, the review process is designed to assess situations fairly and according to the protection plan in place.
For any questions or concerns, please contact our support team.